Tell us about your notice
Enter the details from your IRMAA notice — your premium year, your income, and what changed.
For Medicare beneficiaries
Prepare Your Own IRMAA Appeal
IRMAAppeal walks you through understanding your Medicare income surcharge, finding the appeal path that fits your situation, and preparing your own paperwork for Social Security — no advisor required. It is an educational guide, not a government service, and Social Security makes the final decision.
Find the right appeal path
Using SSA's own POMS guidelines, we determine whether an appeal is possible and which path is most likely to reduce your IRMAA.
Gather your documents
Get a personalized checklist of exactly what SSA requires as proof, so nothing holds up your appeal.
Generate your forms
When you're ready, pay a one-time fee to download a pre-filled SSA-44 and a printable request report.
What's included
One flat, one-time fee per appeal covers everything you need to submit it:
- A pre-filled SSA-44 (or new-initial-determination request letter) ready to sign and submit
- A printable cover letter and field summary for your records
- A personalized documentation checklist, citing SSA's own requirements
- Covers you and your spouse, if you're married — at no extra charge
You only pay when you're ready to generate your documents. Filling out the guide and seeing your estimated savings is always free.
Take the Next Step.
Get Started Free